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Real Estate Tips

Foreclosures >2. What Is a Bank Owned Property?

When a home owner misses payments on his or her mortgage, the loan becomes default and the home or property becomes distressed. What happens next depends on an appraisal and the equity of the home. If short sale isn’t a viable option for the home owner and the lender, the foreclosure process takes over and the home or property goes up for foreclosure auction.

A bank-owned property (also referred to as a "real estate owned" or "REO" property) is one that was up for sale at a foreclosure auction but did not sell and therefore now belongs to the lender (usually a bank, but can also be any government agency or loan insurer.)

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Real Estate Trivia

Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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Team Boyd, REALTOR®, real estate agent and broker for Irvine, Aliso Viejo, Laguna Niguel, Mission Viejo and San Clemente, California home listings, property and land for sale - NUMBER1EXPERT

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Harcourts Prime Properties

27372 Aliso Creek Rd, 110
Aliso Viejo, CA 92656
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Team Boyd helps buyers find the right homes with the least amount of hassle by utilizing the latest in technology, and negotiates the lowest price using our experience as Certified Negotiators. Team Boyd helps seller's get the most money for their property in the least amount of time, while providing world class service and communication at all times.

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